UKKO UKKO Light Entrepreneur pricing

Stress-free light entrepreneurship

UKKO Light Entrepreneur includes more than just invoicing — it comes with insurance, expert support, and the confidence that everything is handled correctly and on time. With add-on services, you can receive payment in as little as two business days.

  • Easy to get started
  • No commitment
  • Free customer service
UKKO.fi

A simple, affordable way to start working like an entrepreneur

UKKO Light Entrepreneur

5 % from invoice

+ 3 % mandatory UKKO Assurance for light entrepreneurs
UKKO Assurance combines accident and liability insurance, contract templates, legal support, as well as everyday benefits and discounts. It makes the lives of all UKKO Light Entrepreneurs safer and more carefree.
  • Invoice without a Business ID or with your own Business ID
  • Easy invoicing for gigs or part time work
  • We charge only when your customer pays
  • A carefree way to invoice, a safe way to test a business idea

+ 4,90€ /m (+VAT)

UKKO Light Entrepreneur with Business ID is the right choice when you need a Business ID and:

  • You want to take advantage of entrepreneur tax benefits for example deducting expenses or invoicing without value added tax
  • You operate in a regulated field for example healthcare
  • You are applying for a start up grant to kickstart your business
  • You want a light, yet comprehensive entrepreneurship service

Speed up your light entrepreneurship

Want to receive payment faster or get more personal support? Add additional services whenever you need them. Combine UKKO Fast Payment and UKKO Financing and get your earnings in your account in as little as two banking days.

12,90 € / month

Faster and more personal support

UKKO Plus brings more speed and flexibility to a light entrepreneur’s everyday life. You get priority access to customer service through a dedicated phone number, plus one free UKKO Fast Payment per month. Your invoices and any related travel and expense reimbursements are also always processed first. Available through UKKO Light Entrepreneur without a Business ID.

UKKO Plus
15 €

Get paid as soon as your client pays the invoice

UKKO Fast Payment lets you receive your earnings without the usual bank transfer delay. A payment sent via Fast Payment appears in your bank account within as little as 15 minutes of your client’s payment reaching us.

UKKO Fast Payment
5% of invoiced amount + 10€ processing fee

Get paid faster

Want to receive payment before your client pays the invoice? Send your invoice through UKKO.fi to our financing partner Rahoo. If the application is approved, you’ll receive the funds up to 14 days earlier — without having to wait for the due date. Combine UKKO Financing with UKKO Fast Payment and get your earnings in your account in as little as two banking days. Available through UKKO Light Entrepreneur without a Business ID.

UKKO Financing
ukko.fi-cfmxei

You’re always covered with us

We want every light entrepreneur to be protected at work, which is why all our light entrepreneurs are automatically covered by UKKO Assurance accident and liability insurance.

UKKO Assurance is there for you in many situations — whether that’s agreeing on valid assignments or dealing with accidents or damages that occur during work.

What’s included:

  • Insurance: accident insurance and liability insurance (including consultant insurance)
  • Contract template library
  • Powers of attorney and documents
  • Negotiated member benefits (valuable discounts on rental cars, workwear, accommodation, training materials, banking services, and bulk purchases)

What’s included in the price?

UKKO Light Entrepreneur without Business ID

Send invoices by e-invoice, post, or email. Payment tracking is handled with automatic reminders.

 

We handle payroll processing and the management of expense and travel reimbursements on your behalf.

Our customer service team is here to help you across multiple channels whenever you need advice or have questions.

We handle all statutory payments and filings with the tax authority on your behalf. This includes income tax withholding, any applicable health insurance contributions, and income register reports. We can also provide you with certificates of income processed through our service when needed. If you’d like to sort out your YEL pension insurance, you can do so through us at no extra charge.

The service includes ready-made documents, reports, and contract templates that you need as a light entrepreneur. This makes handling your affairs safer and easier from the very start.

We’re also here to help when you need to deal with the Employment and Economic Development Office or the tax authority. We’ll prepare the necessary information and documents for you, so you can avoid any unwelcome surprises.

If a client doesn’t pay their invoice, we handle undisputed legal debt collection in Finland on your behalf at no extra charge.

What’s included in the price?

UKKO Light Entrepreneur with Business ID

Send invoices by e-invoice, post, or email. Payment tracking is handled with automatic reminders.

We take care of your business’s statutory filings and payments from the very start. When you register, we submit the Business ID registration notification and enrol you in the prepayment register.

If you join the VAT register, we handle your VAT returns and payments on your behalf. We also take care of prepayment tax withholding and remittance, prepare your Private Trader tax return, and make sure all eligible tax deductions are properly accounted for.

YEL pension insurance can be arranged easily through our service.

Single-entry bookkeeping, receipt verification, income statement, and digital receipt storage.

You have access to ready-made business reports and a contract template library, making it easier to manage dealings with both your clients and authorities.

Our customer service team is here to help you across multiple channels whenever you need advice or have questions.

Over 200,000 registered users trust UKKO.fi.

Over 200,000 registered users trust UKKO.fi.

Still wondering about getting started?

Can’t find the answer you’re looking for, or not sure if light entrepreneurship is right for you?

This field is for validation purposes and should be left unchanged.
Paras aika tavoitella (arkisin)
Face
Face