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UKKO Light Entrepreneur pricingUKKO Light Entrepreneur includes more than just invoicing — it comes with insurance, expert support, and the confidence that everything is handled correctly and on time. With add-on services, you can receive payment in as little as two business days.
UKKO Light Entrepreneur with Business ID is the right choice when you need a Business ID and:
Start for free, quit anytime.
Want to receive payment faster or get more personal support? Add additional services whenever you need them. Combine UKKO Fast Payment and UKKO Financing and get your earnings in your account in as little as two banking days.
UKKO Plus brings more speed and flexibility to a light entrepreneur’s everyday life. You get priority access to customer service through a dedicated phone number, plus one free UKKO Fast Payment per month. Your invoices and any related travel and expense reimbursements are also always processed first. Available through UKKO Light Entrepreneur without a Business ID.
UKKO Fast Payment lets you receive your earnings without the usual bank transfer delay. A payment sent via Fast Payment appears in your bank account within as little as 15 minutes of your client’s payment reaching us.
Want to receive payment before your client pays the invoice? Send your invoice through UKKO.fi to our financing partner Rahoo. If the application is approved, you’ll receive the funds up to 14 days earlier — without having to wait for the due date. Combine UKKO Financing with UKKO Fast Payment and get your earnings in your account in as little as two banking days. Available through UKKO Light Entrepreneur without a Business ID.
UKKO Plus brings more speed and flexibility to a light entrepreneur’s everyday life. You get priority access to customer service through a dedicated phone number, plus one free UKKO Fast Payment per month. Your invoices and any related travel and expense reimbursements are also always processed first. Available through UKKO Light Entrepreneur without a Business ID.
UKKO Fast Payment lets you receive your earnings without the usual bank transfer delay. A payment sent via Fast Payment appears in your bank account within as little as 15 minutes of your client’s payment reaching us.
Want to receive payment before your client pays the invoice? Send your invoice through UKKO.fi to our financing partner Rahoo. If the application is approved, you’ll receive the funds up to 14 days earlier — without having to wait for the due date. Combine UKKO Financing with UKKO Fast Payment and get your earnings in your account in as little as two banking days. Available through UKKO Light Entrepreneur without a Business ID.
We want every light entrepreneur to be protected at work, which is why all our light entrepreneurs are automatically covered by UKKO Assurance accident and liability insurance.
UKKO Assurance is there for you in many situations — whether that’s agreeing on valid assignments or dealing with accidents or damages that occur during work.
What’s included:
Send invoices by e-invoice, post, or email. Payment tracking is handled with automatic reminders.
We handle payroll processing and the management of expense and travel reimbursements on your behalf.
Our customer service team is here to help you across multiple channels whenever you need advice or have questions.
We handle all statutory payments and filings with the tax authority on your behalf. This includes income tax withholding, any applicable health insurance contributions, and income register reports. We can also provide you with certificates of income processed through our service when needed. If you’d like to sort out your YEL pension insurance, you can do so through us at no extra charge.
The service includes ready-made documents, reports, and contract templates that you need as a light entrepreneur. This makes handling your affairs safer and easier from the very start.
We’re also here to help when you need to deal with the Employment and Economic Development Office or the tax authority. We’ll prepare the necessary information and documents for you, so you can avoid any unwelcome surprises.
If a client doesn’t pay their invoice, we handle undisputed legal debt collection in Finland on your behalf at no extra charge.
Send invoices by e-invoice, post, or email. Payment tracking is handled with automatic reminders.
We take care of your business’s statutory filings and payments from the very start. When you register, we submit the Business ID registration notification and enrol you in the prepayment register.
If you join the VAT register, we handle your VAT returns and payments on your behalf. We also take care of prepayment tax withholding and remittance, prepare your Private Trader tax return, and make sure all eligible tax deductions are properly accounted for.
YEL pension insurance can be arranged easily through our service.
Single-entry bookkeeping, receipt verification, income statement, and digital receipt storage.
You have access to ready-made business reports and a contract template library, making it easier to manage dealings with both your clients and authorities.
Our customer service team is here to help you across multiple channels whenever you need advice or have questions.
Over 200,000 registered users trust UKKO.fi.
Over 200,000 registered users trust UKKO.fi.
Can’t find the answer you’re looking for, or not sure if light entrepreneurship is right for you?
Even small steps move you forward — entrepreneurship starts with a single decision.
UKKO Assurance brings security to a light entrepreneur’s everyday life. You get insurance, ready-made contract templates, and practical tools that make handling assignments easier.
Insurance
Tools and benefits
UKKO Assurance is priced at 3% of your invoiced amount and is included as part of the service, so every user can work as a light entrepreneur with peace of mind.
Enter the amount and tax percentage to see how much you keep after costs and taxes.
When you invoice € (VAT 0%), you receive:
Service fee ():
UKKO Turva ():
Withholding tax ():
Invoice flexibly as a light entrepreneur without your own Business ID.
When you invoice € (VAT 0%), you receive:
Service fee ():
UKKO Turva ():
Withholding tax ():
Business ID accounting: /month + VAT
This calculator is indicative
The final net amount is also affected by age and profession. Try our extended income calculator for a more accurate calculation.
Invoice flexibly as a light entrepreneur with your own Business ID and enjoy the benefits of a sole trader.
You get insurance, contract templates, and practical tools that make handling assignments easier — so you can focus on the work itself, without having to worry about everything on your own.
Insurance
Ready-made contract templates
Training and guides
Group benefits
UKKO Assurance is priced at 3% of your invoiced amount. It’s automatically included in the service, so every user can work as a light entrepreneur fully insured and with complete peace of mind.
What’s included in the price?
Send invoices by e-invoice, post, or email. Payment tracking is handled with automatic reminders.
Expense and travel reimbursement processing.
Our knowledgeable customer service team is ready to help.
Ennakonpidätys ja mahdolliset sairausvakuutusmaksut sekä tulorekisteri-ilmoittamiset. Lisäksi huolehdimme halutessasi YEL-vakuuttamisesta.
You have access to ready-made reports and contract templates that make dealing with authorities easier.
Accident and liability insurance (including consultant’s insurance), contract template library, free undisputed legal debt collection, and negotiated group benefits.
Lähetä laskut verkkolaskuna, postitse tai sähköpostitse. Ostolaskujen vastaanottaminen verkkolaskuina
Want to get paid fast without the usual bank transfer delay? With the UKKO Fast Payment add-on, your earnings reach your account in as little as 15 minutes after your client has paid the invoice. Without Fast Payment, a salary paid by bank transfer won’t appear in your account until the next banking day.
You can find the full terms and instructions for UKKO Fast Payment by logging in to the UKKO Light Entrepreneur service.
Start getting paidEnter the amount and tax percentage to see how much you keep after costs and taxes.
When you invoice € (VAT 0%), you receive:
Service fee ():
UKKO Turva ():
Withholding tax ():
Invoice flexibly as a light entrepreneur without your own Business ID.
When you invoice € (VAT 0%), you receive:
Service fee ():
UKKO Turva ():
Withholding tax ():
Business ID accounting: /month + VAT
This calculator is indicative
The final net amount is also affected by age and profession. Try our extended income calculator for a more accurate calculation.
Invoice flexibly as a light entrepreneur with your own Business ID and enjoy the benefits of a sole trader.
See for yourself how easy it is to manage your business when the service is built around the entrepreneur. The demo is completely free and comes with no commitment.
VAT is a consumption tax charged on sales. The standard VAT rate is 25.5%.
UKKO Entrepreneur
Customer Service 
UKKO Entrepreneur
