Open a business account without long waiting
Manage invoices and payments easily in one place. We take care of your accounting.
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Manage invoices and payments easily in one place. We take care of your accounting.

Open a UKKO Business Account now and try it for two months completely free of charge! Normally starting at €15/month + VAT.
We want to help entrepreneurs in every way we can, so we are now offering UKKO Entrepreneurs the opportunity to have their own business account at an affordable price.
Easily create an account on our website and verify your identity securely.
Complete your company details and receive a ready-to-use company account and payment card.
Streamline your finances and avoid unnecessary accounting challenges.
Over 229,000 registered users trust the UKKO.fi service.
Over 229,000 registered users trust the UKKO.fi service.




Forget complicated banking processes – open a business account easily without unnecessary paperwork.
Fixed monthly price starting at €15/month + VAT with no hidden costs.
Clarify your finances and avoid unnecessary accounting challenges.
Accounting transactions are transferred directly to the accounting system, saving time and reducing errors.
You can always see your company’s payment transactions and balance up to date.
Business account, payment card, invoicing, and accounting—all in the same system.
Easy, fast, and reliable—everything you need for your business finances in one place.

Open a business account without any paperwork – the process is completely digital and takes just a few minutes.
Account transfers and payments are recorded directly in the accounting system, saving time and reducing errors.
No setup fees, no surprises. Fixed price starting at €15/month + VAT includes everything you need.
Keep your company’s finances under control – conveniently monitor income and expenses from one place.
Need insurance, a business account and payment card, or the ability to invoice internationally? Find all the key additional services for entrepreneurs in one place.
Get a business account and payment card quickly and easily — in as little as one business day. UKKO Business Account connects your payments and bookkeeping, so transactions and transfers are recorded automatically and you can see your up-to-date financial position in one place. Clear, affordable monthly pricing with no hidden fees.
UKKO Business Account
UKKO Assurances brings extra security to your everyday life as an entrepreneur. It includes liability and accident insurance, legal expenses insurance, and legal assistance for situations where you need expert support. You also get access to useful contract and document templates, plus valuable perks that make running your business easier and give you more confidence. Our insurance partner is If.
UKKO Assurance
With UKKO Plus, you get a dedicated financial management expert team by your side, processing your documents faster than ever. We also file your VAT and tax returns, as well as your EU summary reports, among the first in line.

Invoice international clients without the hassle. With UKKO Foreign Trade, you can invoice your international clients in euros, in Finnish or English. We handle all VAT filings related to foreign trade on your behalf.

Receive your invoice funds up to 14 days earlier — without having to wait for your client to pay. Send your invoice through UKKO.fi to our financing partner Rahoo and, if the financing application is approved, the funds are paid out right away.


Get a business account and payment card quickly and easily — in as little as one business day. UKKO Business Account connects your payments and bookkeeping, so transactions and transfers are recorded automatically and you can see your up-to-date financial position in one place. Clear, affordable monthly pricing with no hidden fees.
UKKO Business Account
UKKO Assurances brings extra security to your everyday life as an entrepreneur. It includes liability and accident insurance, legal expenses insurance, and legal assistance for situations where you need expert support. You also get access to useful contract and document templates, plus valuable perks that make running your business easier and give you more confidence. Our insurance partner is If.
UKKO Assurance
With UKKO Plus, you get a dedicated financial management expert team by your side, processing your documents faster than ever. We also file your VAT and tax returns, as well as your EU summary reports, among the first in line.

Invoice international clients without the hassle. With UKKO Foreign Trade, you can invoice your international clients in euros, in Finnish or English. We handle all VAT filings related to foreign trade on your behalf.

Receive your invoice funds up to 14 days earlier — without having to wait for your client to pay. Send your invoice through UKKO.fi to our financing partner Rahoo and, if the financing application is approved, the funds are paid out right away.
For example, reopening the accounting for a month that has already ended, accounting for arrears, extending the deadline, or making corrections due to late payment.