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Laskuta tekemästäsi työstä yksityishenkilönä ilman omaa Y-tunnusta.
- Et tarvitse omaa Y-tunnusta
- Sopii satunnaiseen oman työn laskuttamiseen
- Rahat nopeasti tilille
- Sopii myös liikeidean testaamiseen
Rekisteröityminen ja laskun luonti 0 €
Palkan nostamisen yhteydessä palvelumaksu 5 %
Laskuta ketterästi kuin kevytyrittäjä, Y-tunnuksen tuomilla mahdollisuuksilla.
- Y-tunnus ilmaiseksi
- Voit vähentää yrityksen ostot verotuksessa
- Voit saada rahaa takaisin ALV-alarajahuojennuksen takia
- Voit myydä oman työsi lisäksi myös tuotteita
Yrityksen perustaminen ja laskun luonti 0 €
Kun asiakas maksaa laskusi, palvelumaksu 5 %
UKKO Light Entrepreneur service fees
UKKO Light Entrepeneur is an easy and inexpensive way to start working like an entrepreneur. We are the most popular light entrepreneur service in Finland, and we offer the most comprehensive services with or without a business ID.
Choose the service which service fees you’d like to see
No fixed costs – you only pay for the service when you use it
Registering and creating an invoice
- Registering for the UKKO Light Entrepreneur service is easy and fast, and it doesn’t obligate you to anything.
- After receiving the credentials, you can immediately create invoices. We won’t charge separate costs for sending the invoice.
- Test your business idea without pressure. If you don’t use the service, you don’t pay the service fee.
Withdrawing your salary
- In connection with the salary payment, a service fee is charged, which is 5 % of the invoicing.
- The remaining portion is also affected by other payments and withholdings, such as health insurance premium in applicable cases 1,53 %, UKKO Assurance 3 % and withholding tax according to your own tax percentage.
No fixed costs – you only pay for the service when you use it
Registering, business ID and creating an invoice
- You can get a business ID free of charge. Registering is quick and easy.
- You can immediately create invoices. We won’t charge separate costs for sending the invoice.
- Test your business idea without pressure. If you don’t use the service, you don’t pay the service fee.
From the invoiced amount
- When the customer’s payment registers, our service fee is withheld which is 5 % of the invoiced amount.
- The remaining portion is also affected by UKKO Assurance 3 %, value added tax, and withholding tax based on your own tax percentage.
With UKKO.fi service fee you get all the following:
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Sending invoices and debt collection
- Sending invoices
- As e-invoices
- By mail
- By e-mail
- We ensure payments with automated payment reminders
- Sending invoices
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Mandatory payments and notifications
- Notifications and payments to the tax authorities
- Income tax withholding
- Health insurance premium
- Value added tax payments
- Income register notification
- We also provide a certificate of the service agreement
- Notifications and payments to the tax authorities
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Salary calculation
- Handling expenses
- Handling travel costs
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Customer Service
Our competent and multichannel customer service is ready to assist you in Finnish and English.
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Documents and reports
In our service, you will find important ready-made documents, reports, and contract templates for light entrepreneurs, making light entrepreneurship as safe and easy as possible. We aim to assist you in dealing with organizations such as employment offices (TE office) and the tax authorities, ensuring that light entrepreneurship does not come with any surprises when interacting with authorities.
With the service fee, you get all the following:
-
Sending and receiving invoices
- Sending invoices
- As e-invoices
- By mail
- By e-mail
- Receipt of purchase invoices as e-invoices
- Sending invoices
-
Mandatory payments and notifications
- Business ID registration notification
- Notifications and payments to the tax authorities
- Registration in the value added tax register
- Value added tax notifications
- Value added tax payments
- Application for VAT relief
- Registration in the tax prepayment register
- Withholding and remittance of tax prepayments
- Private entrepreneur’s tax return
- Reporting tax deductions
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Accounting
- Single-entry bookkeeping
- Verification of receipts
- Income statement
- Electronic receipt storage
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Customer Service
Our competent customer service is ready to assist you in Finnish and English. You can reach our customer service via email, or if you prefer, you can request a callback. When logged into the service, you can also reach us via chat.
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Comprehensive guides and courses
As an entrepreneur, you need versatile skills, and we help you succeed in every sector. Learn how to price your work, secure the best social insurance, delve into the secrets of marketing, and understand everything about light entrepreneurship. Professionals will guide you through courses and guides! With UKKO Assurance’s income calculator, you can easily calculate how much a light entrepreneur will earn from invoicing, helping with your own pricing for work.
UKKO Assurance is there so that a light entrepreneur is not left alone.
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Insurance
UKKO Assurance includes the following insurance:
– UKKO Accident insurance covers accidents that occur during work.
– Liability insurance includes, among other things, a separate consultant insurance. -
Free dispute-free debt collection
If a customer does not pay their invoice, in some cases, debt collection may be necessary. In Finland, undisputed debt collection will no longer incur costs for you; we take care of it on your behalf.
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Light entrepreneur’s contract template library
As a light entrepreneur, you are responsible for your own contracts, but that doesn’t mean you’re alone. In the UKKO.fi contract template library, you’ll find ready-made templates that make contract negotiation easy!
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Light entrepreneurs marketing school
Learn to become a top-notch marketer in marketing guru Olli Kopakkala’s marketing school. Kopakkala has been working in effective digital marketing for 15 years, and now he shares all the tested tips with light entrepreneurs. In Finnish only.
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Negotiated group benefits
UKKO Assurance also includes campaign-based, valuable discounts on rental cars, office spaces, workwear, accommodation, training materials, banking services, health and wellness services, and wholesale purchases, among others.
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Light entrepreneur sales school
Selling your own work is one of the key factors influencing an entrepreneur’s success. UKKO.fi offers all freelance entrepreneurs Pasi Rautio’s 14-part online course "Perusta kuntoon" This course provides concrete guidance on what you need to do to grow your business. In Finnish only.
-
Comprehensive guides and courses
As an entrepreneur, you need versatile skills, and we help you succeed in every sector. Learn how to price your work, secure the best social insurance, delve into the secrets of marketing, and understand everything about light entrepreneurship. Professionals will guide you through courses and guides! With UKKO Assurance’s income calculator, you can easily calculate how much a freelancer will earn from invoicing, helping with your own pricing for work.
UKKO Assurance is there so that a light entrepreneur is not left alone.
-
Insurance
UKKO Assurance includes the following insurance:
– UKKO Accident insurance covers accident that occur during work
– Liability insurance includes, among other things, a separate consultant insurance. -
Light entrepreneur’s contract template library
As a light entrepreneur, you are responsible for your own contracts, but that doesn’t mean you’re alone. In the UKKO.fi contract template library, you’ll find ready-made templates that make contract negotiation easy!
-
Light entrepreneurs marketing school
Learn to become a top-notch marketer in marketing guru Olli Kopakkala’s marketing school. Kopakkala has been working in effective digital marketing for 15 years, and now he shares all the tested tips with light entrepreneurs. In Finnish only.
-
Negotiated group benefits
UKKO Assurance also includes campaign-based, valuable discounts on rental cars, office spaces, workwear, accommodation, training materials, banking services, health and wellness services, and wholesale purchases, among others.
-
Light entrepreneur sales school
Selling your own work is one of the key factors influencing an entrepreneur’s success. UKKO.fi offers all freelance entrepreneurs Pasi Rautio’s 14-part online course "Perusta kuntoon" This course provides concrete guidance on what you need to do to grow your business. In Finnish only.
Calculate a directional estimate on how much you get paid for your invoiced sum
Sum of invoice (vat 0%)
Withholding tax percentage
When you invoice € (vat 0%), you get paid:
Expenses and taxes:
UKKO.fi commission ( %): €
UKKO Assurance ( %): €
Withholding income tax ( %): €
Note:
Tämä laskuri on suuntaa-antava. Lopulliseen nettosumman
määrään vaikuttavat mm. ikäsi ja ammattisi.
Voit myös
kokeilla laajempaa tulolaskuriamme tai saada tarkan
laskelman rekisteröitymällä UKKO.fi-palveluun.
What are other UKKO Entrepreneurs saying about us?
What does a light entrepreneur’s salary consist of?
- Value added tax is a consumption tax payable on sales. The general VAT rate is 25.5%.
- UKKO.fi service fee. We handle the bureaucracy for you for a 5% fee.
- UKKO Assurance 3% ensures that working as a light entrepreneur is safe and reliable.
- Health insurance payment if you are liable for YEL
- Withholding tax based on your own tax card.
- YEL insurance premium
Read here about the tax deductions you can make as a light entrepreneur.
What does a salary of a light entrepreneur with a business ID consist of?
- Value added tax is a consumption tax payable on sales. The general VAT rate is 25,5%.
- UKKO.fi service fee. We handle the bureaucracy for you for a 5% fee.
- UKKO Assurance 3% ensures that working as a light entrepreneur is safe and reliable.
- Withholding tax based on the tax rate you declare.
1. Do the work2. Create an invoice3. Withdraw your money
Work when it suits you, without monthly fees or fixed term contract. We won’t charge you separately for sending an invoice or processing expenses that are related to the work.You can register for free and pay the service fee when you are paid.
1. Do the work2. Create an invoice3. Withdraw your money
Work with your own business ID when it suits you, without monthly fees or fixed term contract. We won’t charge you separately for sending an invoice or processing expenses that are related to the work.You can register for free and pay the service fee when you are paid.
Do you have questions about starting up?
Couldn’t find information about the matter you’re concerned about, or are you wondering which service is right for you?Couldn’t find information about the matter you’re concerned about, or are you wondering which service is right for you? Leave a contact request!